Program Highlights

This type of lending allows the borrower to use their investments (stocks, mutual funds, bonds, MTN’s, T-Notes or other securities) to obtain funds for personal or business use. Using investments as collateral it is possible to borrow money at low interest rate financing for up to 10 years.

• Fixed interest rates between 2.5% and 4.5%
• Interest Only quarterly loan payments
• Loan terms of 3, 5, 7, or 10 years
• No closing costs
• No lender fees
• No upfront due-diligence fees
• No credit check or income verification. It is not even asked for
• Funds may be used for any purpose including personal or business use
• Non-recourse loan.
• Loans available for up to 80% of the securities value
• The borrower retains all dividends and upside market appreciation that the securities generate
• Prompt response to a loan inquiry, usually within one business day of receiving the security information. Funds can be deposited into the borrowers account in three to five business days once the contract is signed and the transfer takes place.
• Flexible terms at loan maturity. The borrower may renew the loan, possibly refinance, or pay off the loan.
• Fast Fundings – usually in a matter of days